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Our services

 

Asset and Equipment Finance

Welcome to Principal Business Finance Ltd, your go-to partner for unlocking growth through tailored asset finance solutions. We understand that acquiring essential assets is a strategic move for your business.

Business Loans

Maximise your operational efficiency with our Finance Lease options. Enjoy the use of assets without the burden of ownership, allowing you to focus on what matters most – your business.

Business Tax Funding

Business tax funding can help eligible businesses spread the cost of upcoming tax liabilities rather than paying the full amount from existing working capital.

Business Revolving Credit Facilities

A Business Revolving Credit Facility (RCF) provides flexible access to working capital through an agreed credit limit. Instead of taking a fixed business loan upfront, your business can draw funds when required, repay them and typically access the available facility again, subject to the lender’s terms.

Cashback Business Credit Cards

A cashback business credit card can give your business access to a flexible credit limit for everyday expenditure while providing the opportunity to earn cashback on eligible business spending.

Commercial Mortgages

Realise your business property aspirations with our Commercial Mortgages. Whether you're purchasing, refinancing, or expanding, we have the expertise to structure the perfect mortgage solution for you.

Equipment Refinance

Welcome to Principal Business Finance Ltd, where we believe in maximising the value of your business assets through our tailored equipment refinance solutions.

Franchise Funding

Embark on your franchising journey with confidence. Our Franchise Funding options are tailored to support your expansion plans, providing the capital needed to make your franchise dreams a reality.

Finance Lease

Unlock growth opportunities by acquiring essential assets without hefty upfront costs. Our Hire Purchase solutions empower you to spread the cost while enjoying the benefits of ownership.

Hire Purchase

Unlock growth opportunities by acquiring essential assets without hefty upfront costs. Our Hire Purchase solutions empower you to spread the cost while enjoying the benefits of ownership.

Invoice Finance

Optimise your cash flow by turning outstanding invoices into immediate working capital. Our Invoice Finance solutions provide the liquidity you need to keep your business moving forward.

Growth Guarantee Scheme (GGS)

Growth Guarantee Scheme (GGS) is a continuation of the Recovery Loan Scheme (RLS). Growth Guarantee Scheme (GGS) Loans will offer a 70% government-backed guarantee to the finance provider, which increases their appetite to fund UK SMEs.

Merger and Acquisition Funding

Seize strategic opportunities with our Business Buy Out Loans. Whether you're acquiring a competitor or securing a management buyout, we have the financial solutions to facilitate your success.

Partner Finance

Give your customers more ways to purchase. Whether you sell physical products, Franchise or virtual services we can put together a payment plan for you so you can offer finance to your clients. We already work with many well-known business partners. Principal Business Finance Ltd can help you sell to new clients. Increase your number of sales and provide a well-rounded service to your customers.

Secured Business Loans

A secured business loan allows a business to raise funding using property as security. By providing additional security to the lender, businesses may be able to access larger funding amounts, longer repayment terms or more competitive pricing than may be available through unsecured business finance.

Vehicle Finance

Keep your business on the move with our flexible Vehicle Finance solutions. From single vehicles to entire fleets, we provide the funding you need to drive your business forward.

Why choose us

Fast Approval

Time is of the essence, and we understand that. Experience swift and efficient approval processes, ensuring you have the funds when you need them most.

Flexible Terms

We recognise every business is unique, with tailored, flexible, personalised solutions to meet your needs and build a partnership on understanding and trust.

Five-Star Service

Our commitment to excellence extends beyond financial solutions. Enjoy a five-star service experience with a dedicated team ready to support your journey to success.

What our clients say

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